Who says I can’t do a Planche push-up

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That’s me, trying to do a Planche push-up. I promise I’m not making out with the rock. There is a perfect explanation for this. I had to prove to my younger brother, a calisthenics trainer, that I could match him. I’m competitive like that. Sadly, as you can see from my posture, I failed miserably.

I also scared the living daylights out of my poor mum. She worried I might slip and fall 400m down the cliff. The mist is hiding the near danger. Thankfully, I didn’t fall. I’m still alive to tell the tale. The scene of the photo…

What I’ve learned in my five years of investing

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Since 2015, I have grown my money at a compound annual growth rate (CAGR) of 34%. My $5,000 investment will increase to $1.7 million after 20 years.

Before dismissing my success as beginner’s luck in a bull market, note that I have outperformed both the S&P 500 — which gained 11.63% in the same period — and Warren Buffett’s 20.3% record since 1965.

Here are some important lessons I’ve learned along the way.

1. All roads lead to Rome

There is no foolproof strategy — they all have pros and cons. …

Write to people’s hearts and you’re halfway there

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It’s not what you say but how you say it that matters. Your content might be great, but if you say it badly, no-one listens. My wife reminds me of this saying every time I think I have won an argument. It put’s me back in my place — even though I’m right, I still lose.

Desires, joys, fears, and sorrows are what drive us. No-one desires content for its own sake. We have no wish to be walking encyclopedias just for the sake of having knowledge. We desire what content gives us— happiness, fulfillment, money, relationship advice, etc. …

Travel. Zimbabwe. Waterfall.

The 2nd highest waterfall in Africa

Image by Solly Muwaniri

Imagine waking up to this spectacular view of Mutarazi falls — but never bothering to visit in person. That was me for years until 2020 shook me out of my apathy. Life is too short never to explore such a natural wonder.

Mutarazi is the 2nd highest waterfall in Africa and seventeenth in the world. It eclipses the much-heralded Victoria Falls in height. However, many outsiders are still oblivious to its existence, while locals are terrified to approach it.

Yes, locals are afraid of Mutarazi falls. Over the years, there have been the occasional disappearances of people in the vicinity…

A failed business venture taught me to play to my strengths

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Those who can, start businesses, and those who can’t, invest. Entrepreneurs and investors are not one and the same. It took losing €12,000 in a failed business venture to understand the critical difference. It’s money I couldn’t afford to lose — it hurt having to make loan repayments for a business that had already failed.

In 2011, two of my friends and I decided to open an internet café in Harare’s city centre. It’s incredible to think these used to be viable businesses. Yes, we should have foreseen the popularity of smartphones, but we didn’t. …


The Cross and the resurrection are distinct yet inseparable events that come as a package

Photo by Constantin Mutaf on Unsplash

The resurrection is central to restoring our relationship with God, yet we relegate it to the side.

We are quick to apply the benefits of Jesus dying on the Cross, with little mention to the resurrection. Our daily walk with Christ is deficient and joyless because of such neglect.

Whenever the resurrection comes up, it’s mostly for apologetic purposes. It’s become a tool to prove Christianity is true. Its significance to Easter has become obscured, or worse, nonexistent.

What remains is a lop-sided focus on the Cross to the omission of the resurrection. It leads to joyless Christianity. …

Biographies contain all the juicy gossip.

Photo by BBH Singapore on Unsplash

If you hate reading, stay away from investing in individual stocks. It’s a surefire way to lose your money. Simply put, successful investors are readers. Warren Buffett still reads for more than five hours a day, even in his old age.

Just like money, knowledge compounds over time — and reading is the means to gain that understanding.

Not many need convincing of the importance of reading. Yet, many need direction on what to read. Investors make the mistake of filling their reading lists with only investing books. Such a reading diet is harmful to your success.

Investing books have their purpose

You might be…

Your affair is costing you over $1000 per year.

Photo by Dorrell Tibbs on Unsplash

If you want a fast track to staying poor, go ahead and cheat. You can’t afford it. Setting aside the morality of cheating — you don’t have the resources, big man. Jeff Bezos can divorce his wife and keep the same lifestyle, but not you. The alimony and legal fees alone are enough to burden you for the rest of your life.

An intelligent decision is to keep it in your pants. Spend your time and money strengthening your relationship. Just because you are a man doesn’t give you a free pass to cheat. You aren’t born a cheater. …

I’m holding only four stocks

Photo by William Iven on Unsplash

A work colleague told me to have a vasectomy. It was after our third child. They couldn’t understand why anyone would have more than two children. Their request got me thinking, what’s the correct number of children for a family? Is there a magic number that suits all families? Surely not.

It’s the same with the number of stocks in a portfolio. It depends on many personal factors. At the moment, I’m holding only four stocks in my portfolio. It’s riskier, but it works for me. …

If you can’t beat them, join them

Photo by Charlie Deets on Unsplash

“Let me begin with the obvious, E-mobility has won the race.” That was Herbert Diess opening remark at Volkswagen’s power day event. It’s as close an admission you are ever going to get from a CEO — that a competitor is better.

Diess is no fool. He knows he can’t use E-mobility in a vacuum. It’s a term tied to an entire industry. An industry dominated by Tesla. Rather than resent Tesla’s success. Diess is bold enough to admit the obvious and position his company to follow the leader.

You can’t say the same for the other legacy automakers. Diess…

Flex Mauto

BEng, MSc Management. Uncomplicating money and life through honesty & realism. | flexmauto@gmail.com|Sign up for my newsletter - https://flexmauto.substack.com/

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